The provenance and tokenisation blog.
Notes on identity, evidence and ownership from the people building the identity layer for the world's assets. How the property records and provenance behind homes, cars and watches work, where they fail, and what the XRP Ledger changes.
Nine articles, one question each.
Each answers one question an owner, a buyer or a lender asks. Every figure carries its publisher and date.
Is there an HPI check for a house?
Every used-car buyer knows the check. Buy a house and nothing like it exists - why, what a buyer's solicitor asks for, why Home Information Packs failed and what a home record needs.
Read the article The ledgerHow asset tokenisation works on the XRP Ledger - and why the record comes first.
A plain-English tour of the primitives: anchoring a hash, a pointer token that is never a deed, fractions only through a regulated issuer, and what stays off-ledger. Describes plans; not an offer or a financial promotion.
Read the article The ledgerTokenised real estate in the UK: what the law allows, what failed, and why the record comes first.
The 2025 Act, the register of title, the Digital Securities Sandbox and s21 FSMA; why RealT and USDR failed and what Dubai proved; the forecasts as a range. Describes plans; not an offer or a financial promotion.
Read the article LuxuryWhy your watch needs a digital identity - a private one.
Stolen registers and brand passports leave the pre-owned owner nothing to show, and a public register would be a shopping list for thieves. What a private, verified watch record holds and what transfers at sale.
Read the article LuxuryHow to check if a watch is stolen - and why a clean check is not proof you own it
Search the serial on The Watch Register and Enquirus, read what box and papers can and cannot show, know the law if you buy a stolen watch, and then ask the one question no register answers: does the seller own it?
Read the article HomesDocuments needed to sell a house in the UK: the certificates a buyer's solicitor asks for
The full checklist: EPC, Building Control completion certificates, Gas Safe, electrical, FENSA, HETAS, planning and guarantees. What each proves, who issued it, how to replace a lost copy, and what an indemnity policy does and does not do.
Read the article Luxury · Lending & CollateralCan you borrow against a watch? What a lender asks for before it lends
How a loan against a watch works in the UK, the two regulated routes, the eight things every lender asks for, and why a weak record means a lower offer or none. Then the Collateral Report, in development.
Read the article LuxuryHow to prove ownership without a receipt - for an insurer, a buyer or the police
What counts as proof of ownership and how strong each kind is: invoices, valuations with the serial, bank statements, box and papers, dated photographs. Four Financial Ombudsman decisions on where the line falls, and how to keep the proof before you need it.
Read the article Sealed documentsHow to tell if a document has been altered: hashes, seals and what a PDF cannot tell you
What PDF metadata can and cannot show, what a SHA-256 hash proves and does not, how a digital signature check works, why the issuer is the only one who can confirm a document was ever real, and how an integrity receipt makes a document tamper-evident.
Read the article LaunchingCar documents to keep: the full list, and why each one matters.
The V5C beside the bill of sale, the MOT and service history with every mileage, restoration and inspection reports: who issues each one, and how to make the file follow the car.
Read the article LaunchingBecoming a registered professional: how to issue verified events on Property Vault.
Your scheme number, the check on the public register, the issuer terms and two-step sign-in; what a verified event says about you, and what it never claims.
Read the articleHPI is a registered trade mark of HPI Limited. Property Vault is not connected with HPI.
How we write about provenance and tokenisation
Sourced
Every figure carries its publisher and date in the sentence. No source, no number.
Status in the sentence
What exists is "live in pilot". What is next is "launching". What needs partners or approvals says so.
Never a promotion
Nothing here is an offer. Markets and tokenisation are explained, never sold.
What the provenance and tokenisation blog covers, and where each topic lives on the site.
Every article argues one point; the product pages carry the facts and the status. Start with the topic, then read the page that owns it.
Asset identity
One permanent identifier per asset, created against a natural key and kept when the asset changes hands. Read how a digital asset identity works, from UPRN to serial number.
Verified provenance
A record is only as good as who issued each document. The asset provenance page explains sealed documents, issuer grading and the Vault Score behind them.
Property records
Completion certificates, scheme certificates and works history, and why a buyer's solicitor asks for them. The property history report page sets out what a home's Vault holds.
XRP Ledger guides
Pointer tokens, daily anchoring and what never goes on-ledger, in plain English. The asset tokenisation platform page carries the status of each step; the testnet tokenise-to-lend demonstration shows a recorded run with no real money.
Watches and vehicles
Watches and jewellery are the next class, then Vehicles, each launching with the partners who register it. See watch provenance and classic car history.
Company
Who builds Property Vault, in Leeds, and the rules every page is written by. Read about Property Vault.
One email when something new is published.
No digest and no schedule: one email per new article. Reply to stop.
Guides and help: reading that is not an article.
The blog argues. These two explain.
Guides
What documents to keep for a home, a car or a watch, how to share under scope, how registered professionals issue verified events and how to read a Vault Score.
Browse the guidesHelp Center
Property Vault help in short answers: what is sealed and when, how a scope opens and expires, and what the Homes pilot includes today.
Open the Help CenterAbout this blog.
Who writes the Property Vault provenance and tokenisation blog?
The people building Property Vault in Leeds, UK. Articles carry the publisher and date of every figure they quote, and say plainly what is live in pilot, what is launching and what needs regulated partners or approvals.
Is anything on this blog an offer or financial advice?
No. Markets, tokenisation and lending are explained, never sold. Any offer is made by a regulated issuer or lender, not here. Nothing on this site is a financial promotion.
How do I hear about new articles?
Subscribe with your email above. One email per new article, no digest and no schedule; reply to stop.
Where are the practical how-to guides?
On the what documents to keep guides: for a home, a car or a watch, how to share under scope, how registered professionals issue verified events and how to read the Vault Score. Short answers are in the Help Center.
If you own it, put it in your Vault.
Claim a Vault ID for your home - live in pilot, free for owners. Every other class: register interest.