Every home gets a Vault ID:
its own property history report.
Houses, flats, penthouses, cottages, HMOs, holiday homes, development plots; offices, retail, industrial, hotels, care homes, data centres. One permanent record per property - its property certificates, its works history, its house documents, its Vault Score - in the form a buyer's solicitor, an insurer or a valuer accepts. It is the Owner's property history report, shared under scope, never a public lookup by address. Live in pilot, Yorkshire first.
- Rear extension · completion certificateBuilding Control
- Boiler replacement · compliance certificateGas Safe
- Replacement windows · certificateFENSA
- Rewire · EICRElectrician listed, not verified
One property history report. Every kind of property.
Live in pilot for homes, Yorkshire first. Commercial property uses the same Vault ID, keys and engine; its stages open as registering Organisations sign.
Residential
Live in pilotCommercial
Roadmap · subject to approvalsCommercial property has its own section: Commercial. Land without a building is the Land class.
What a property history report holds: keys, open data, events, sealed property certificates.
A property logbook in the one sense that matters: built from the house documents the reader would otherwise re-order.
A property Vault begins with its natural keys - the UPRN and the title number - held off-chain, never published. A UPRN or a stated reason is required to create one.
Seeding every home Vault from open data is launching. Property Vault reads HM Land Registry open data. HM Land Registry is the register of title; we never touch it.
On top sits the event timeline - the works history - each event with the certificate that proves it. Documents are hashed on upload and given an integrity receipt; originals are kept and corrections are stored as new versions. Home records added by the Owner sit on the same timeline, graded as owner-provided.
-
Natural keysHeld off-chain. Never in anything public.UPRNTitle numberPV-GB-{AREA}-{6 digits}
-
Seeded from open dataLaunchingHM Land Registry open datasetsEPC registerPlanning decisionsFlood zoneOS Open UPRN
-
EventsEach with per-stage evidence requirements.ExtensionRewireBoilerRoofElectrical installation
-
Sealed certificatesHashed on upload, receipt issued.Building Control / LABC completion Gas Safe EIC / EICR FENSA HETAS
What a home history report should contain.
The house documents a buyer's solicitor, an insurer or a valuer asks for, and the home records that are easy to lose between owners. Most homes hold some of these already; the Vault seals each one to its issuer and date, and the record grows with every one added.
The full home documents checklist - what to keep, in what form - is in the guides.
Property certificates
- Building control completion certificate for any extension, loft conversion or structural work
- Gas Safe record for a boiler or gas appliance installation
- Electrical installation certificate (EIC) or condition report (EICR)
- FENSA or equivalent certificate for replacement windows and doors
- HETAS certificate for a stove or solid-fuel appliance
- Energy performance certificate (EPC)
Works history and home records
- Planning decision notices and approved drawings
- Structural calculations and Building Regulations drawings
- Invoices, warranties and guarantees for roof, kitchen, bathroom and damp-proofing works
- Boiler service records and appliance manuals
- Surveys and valuations from previous purchases
- The UPRN and title number - held off-chain, never published
Issued by the people who did the work. Read by the people who carry the liability.
Owners grant every scope on their record; opens are logged.
Who registers
- Schemes and Building Control - certificates ingested by lookup or data agreement.Launching
- Registered professionals - Gas Safe, NICEIC/NAPIT, FENSA, HETAS and RICS members issue verified events under issuer terms.
- The Owner - adds what no scheme covers: the roof, the kitchen, the receipts.
Who reads, under scope
- Agents - material information at listing, through the Sale-Ready Passport, launching in Yorkshire.
- Conveyancers - which certificates exist, which are missing, before exchange.
- Insurers - at claim, through the Claim Evidence Report: was the boiler commissioned, and by whom.
- Valuers - under a lender-valuer scope, beside the valuation.
- Landlords and managing agents - compliance across a portfolio, in one Business Vault.
Works history, stage by stage. The same published engine.
Each stage of the works history lists the evidence it expects and who may issue it. An extension, the five stages as configured in the pilot:
Planning granted
Decision notice; approved drawings.
Structural design
Calculations; Building Regulations drawings.
Built and inspected
Completion photographs; electrical installation certificate.
Signed off
Building control completion certificate under the Building Regulations.
Warranty active
Warranty certificate.
Vault Score
A verification score - whether the documents exist, who issued them and that they are unaltered since issue; never a valuation, a credit input or a judgement of the work. Weights published; owner-only evidence capped at 65.
The verification score method, publishedVerified History
Every event, document and owner, sealed on upload and graded by who issued it. Transfer carries the whole record to the next Owner; scopes hide documents, not history.
How Verified History records asset provenanceA building need not itself be tokenised.
Property Vault Markets - tokenised ownership, collateral and lending for verified real-world assets on the XRP Ledger - launches through regulated partners, subject to regulatory approvals. Roadmap · subject to approvals
Structures described
- Fractional ownership through an SPV
- Rental-income participation
- Development equity
- Property-backed lending
- Co-ownership
- Property funds
- Holiday-home co-ownership
In every structure Property Vault supplies the Vault ID, Verified History, Vault Score and eligibility data. It never hosts an offer, gates holders, runs a venue, holds keys or moves money. A pointer token that follows a Vault ID is a pointer to the record, never title; the statutory register wins.
The largest store of wealth, kept on paper.
Home Information Packs were suspended on 21 May 2010 (gov.uk). Buyers' solicitors and lenders would not rely on seller-commissioned packs and re-ordered them. A record only works in the form the buyer's solicitor accepts.
That is the test every property history report in a Vault is built to pass: the certificate from the body that issued it, sealed, read under a scope the Owner granted. We asked whether a history check for a house exists; the answer is the Owner's own record.
Where Property stands today.
Property Vault runs a Homes pilot at propertyvault.world/homes - a working app with a real verification engine, sealed documents and scoped sharing. One demonstration record is public.
Estate agents and conveyancers
Estate agent material information at listing; property certificates before exchange.
Sale-Ready PassportInsurers
Insurance claim evidence at first notification of loss.
Claim Evidence ReportLenders
Collateral verification: the record beside the valuation.
For lendersProperty history report: common questions
What the record is, who can read it and what it costs.
What is a property history report?
In Property Vault it is the Owner's own record of a home: the UPRN and title number held off-chain, the works history as an event timeline, and every property certificate sealed on upload with an integrity receipt. It is read under scopes the Owner grants, in the form a buyer's solicitor, an insurer or a valuer accepts - the same asset provenance record every class uses.
Can I look up a property history report by address?
No. There is no public lookup by address or UPRN. Each record is private by default; the Owner shares it through time-limited, role-limited scopes - owner, agent-buyer, insurer-surveyor and solicitor are live in pilot - and every open is logged.
Is a property history report free?
Owners are free. Property Vault runs a Homes pilot at propertyvault.world/homes - a working app with a real verification engine, sealed documents and scoped sharing; one demonstration record is public. A UPRN or a stated reason is required to create a Vault; request a Vault ID to begin.
Which house documents should a home history report contain?
Building control completion certificates, Gas Safe, EIC/EICR, FENSA and HETAS certificates, the EPC, planning decision notices, structural drawings, warranties, invoices and surveys. The home documents checklist lists each one and the form it should be kept in.
How is a building control completion certificate verified in a property history report?
Ingesting scheme certificates (Building Control, Gas Safe, NICEIC/NAPIT, FENSA, HETAS) by lookup or data agreement is launching; registered professionals add what no scheme covers. The Vault Score grades each document by who issued it - Building Control 1.0, registered professional 0.9, firm 0.7, owner-provided 0.4 - and owner-only evidence is capped at 65. It is a verification score - whether the documents exist, who issued them and that they are unaltered since issue; never a valuation, a credit input or a judgement of the work.
Does the property history report transfer when I sell?
Yes. Transfer is recorded as its own event and the next Owner receives the whole Verified History intact; any pointer follows it and the statutory register wins. There is no charge for moving your own record. Agents read it at listing as estate agent material information through the Sale-Ready Passport, launching in Yorkshire.
Put your property in its Vault.
Free for Owners. Start your home's record with the certificates you already hold.